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Cha-Ching is a fun and easy to use money manager, done Mac OS X style. A tag based database lets you organize and search for your incoming and outgoing transactions your way. Cha-Ching is a tool that will help you to organize pending transactions, so you can keep track of the the cash you owe the electric company as well as the cash others might owe you–and with iCal integration, you’ll never forget a payment.

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Personal Finance Manager is a user friendly tool used for managing accounts and expenses. Personal Finance Manager uses single or double entry accounting. Personal Finance Manager is perfect if you are looking for a program to help ease your money stress.

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invotrak gets your invoices in order. invotrak has features like tracking invoices you issue to your clients, keeping track of overdue invoices and revenue, notifying your clients of new invoices and even more. invotrak is perfect for freelancers, small businesses and individuals.

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Almost everyone needs an office suite, NeoOffice is a free, open source office suite based on OpenOffice. NeoOffice has Mac equivalents of word processing software like Word, a spreadsheet equivalent of Excel and more.

NeoOffice will open Word documents, it handles Excel macros and it will also support all of your OSX fonts — which gives it a leg up on OpenOffice for PC. If you’re looking for an office suite but don’t want to shell out for the Microsoft stuff, NeoOffice might be just the thing for you.

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You should be backing up your Mac. You know you should. And now with Mozy, you have no excuse not to backup.

Mozy is a free client that will let you backup with ease to the Mozy online service. It’s been around for PCs for a while and just recently offered the service for Macs. Just sign up and install the client, pick which files to back up, and off you go. It’s all automatic from there on out.

I can hear you already. “If this is a paid service, why is this freeware on FMW?”

The great thing about Mozy is they offer 2GB of storage with free accounts. That should be enough to get your most important documents and photos at least. For me, I scanned my important documents, put it in an encrypted disk image, and then uploaded it for safe keeping. And if you need more space, the price is only $5/mo for unlimited storage. Though not free, that is hard to beat.

Now there is no excuse not to backup your data.

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Changes Meter will keep an eye on any URL and let you know if the content on that page changes.

You know that we are big fans of using RSS feeds to keep up with websites. But not all sites offer feeds. With Changes Meter, you can enter any url and you’ll be notified if the page changes.

You can use the incredibly useful menu bar icon or you can keep an eye in the roster window.

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Balance is a simple and effective way to keep track of your personal finances. It is really as straight-forward as it can be. It offers your different accounts (checking, investments, savings, etc) and lets you list your deposits and charges/withdrawals. It also keeps a nice chart to reference quickly.

It’s always a good idea for every person to track their expenses for at least a month. Even if you can’t do it for longer than that, you should be able to see how your money is spent and where you could save better. For example, my wife was working full time. Because she was quite tired each day after work, we’d usually go to eat at a restauraunt three or four days a week. After tracking that amount we spent, we figured that it would actually be less expensive for her to work just 30 hours a week and then get home two hours earlier to cook a good, healthy dinner. So she rolled back her time at work, we’re better off financially and as a bonus we both feel healthier.

So grab Balance, Luca or Cashbox see what you can do to save a little money.

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Preview.app does a good job at opening PDF files, but I end up printing a lot of my PDF files out because I like to mark them up and jot down notes. Now Skim lets that marking happen in my digital work flow. Skim is a PDF Reader and note-taker for OS X.

You can create circles, notes, highlights and read it all in full screen.

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David Allen wrote the book on Getting Things Done, which has some great principles for increased productivity. For a summary see the Wikipedia article or Merlin Mann’s 43 Folders.

iGTD brings David Allen’s workflow to the Mac, including an inbox, projects, contexts, pending, “maybe” taxes, and “waiting for” tasks. You can drag tasks between contexts and projects, and you can drag Address Book entries into iGTD.

It also comes with a Quicksilver plugin so you can funnel stuff through Quicksilver to the iGTD inbox.

I wish I could list tasks in multiple contexts and simultaneously in projects, but overall iGTD facilitates the GTD workflow pretty darn well.

If you're new to Freemacware.com and like what you see, you may want to subscribe to our RSS feed or signup for our emails at the right. We'll send you one Mac freeware application every day. Thanks for visiting!

When Apple switched to Intel, Mac OS X lost its ability to run older versions of Mac OS in Classic Mode. SheepSaver brings this functionality back. Here’s how it works:

1. Install SheepSaver on your Intel machine.
2. Copy over a ROM from an old Mac.
3. Install Mac OS 9 (or older) from a CD.

Then you can run Classic applications on your Mac OS X Intel machine.